Questions to ask yourself when choosing your
cover:
- Will my loved ones have enough money to meet their
financial needs in the event of my death?
- Have I provided enough money for my children to
complete their studies even if I am no longer around?
- Will my spouse be able to meet our debt obligations if
I die?
There are many more reasons for Life Cover, but none as
important as ensuring that your loved ones have been
financially cared for when you are gone.
Why Liberty Life?
- Liberty Life is one of the largest Life Insurers in
South Africa.
- It is listed on the Johannesburg Stock Exchange as one
of the Top 40 companies.
- Liberty Life has a market capital in excess of R19
billion, and is a member of the Standard Bank Group.
Why buy Liberty Life Cover here?
- This is where you can get an accurate Liberty Life
quote, emailed to you within minutes of using our
E-Quote system.
- Liberty Life cover is a fully underwritten Life Cover
policy, which means you get the best premium, because it
is tailored to the individual, and Liberty Life will
assess your risk to them accordingly.
How do I get a quote?
- That's the simple part. Just fill in the short online
form, and click on the "Get Quote" button. We will email
you a quote within seconds.
- Our Liberty Life E-Quote will be sent to you with
Three different premium options. Quick, simple, and no
hassle.
Get Your
Liberty Life E-Quote Now
What are my options?
Life Cover pays your beneficiaries a lump sum benefit if
you die. The Liberty Life's Life Cover includes a Terminal
Illness benefit. This means you can choose to have 100% of
your Life Cover paid out on diagnosis of a terminal
illness if life expectancy is less than 12 months. After
the 100% payout is made, the Life Cover benefit ceases.
We will send you two options when we send your Liberty
Life E-Quote.
Option 1: Age Rated Premium Pattern
Under the Age Rated premium pattern, the premium at each
age is guaranteed to remain unchanged from that quoted at
inception of the policy (unless the selected cover
changes) for the first ten years following the
Commencement Date, until the First Premium Review Date. In
simple terms, your contribution will be increased annually
by the rate applicable to your age. The details of this
are available on the official Liberty FAIS Compliant
quote.
Option 2: Level Premium Pattern
The premium quoted at inception of the policy for all the
benefits on the Level premium pattern are guaranteed to
remain unchanged (apart from the Automatic Premium
Increases if selected and unless the selected cover
changes) for the first 10 years following the Commencement
Date until the First Contribution Review Date.
Can I get Disability or Dread Disease Cover with
my Quote?
Due to the complexity of these covers, we do not include
them in your quote, however you can request to add these
if you would like to take up the cover.
What else can I add?
- Income Protection
- Lump sum disability cover
- Funeral Cover
- Critical Illness cover
Get Your
Liberty Life E-Quote Now
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